Mortgage Underwriter

Location: Saffron Walden, Essex

Job type: Full-time

Salary: 35000 – 45000

Job Reference: JOB-2021

Job Title: Mortgage Underwriter
Location: Saffron Walden (Hybrid)
Job Type: Full-Time, Permanent
Working Hours: 35 hours per week (Monday – Friday)
 
Mortgage Underwriter | £35,000 – £45,000 | Saffron Walden | Full-Time
 
What You’ll Be Doing as a Life Insurance Underwriter
  • Checking mortgage requests for both homes and rental properties to see if they meet our rules.
  • Looking at tricky files manually as a Mortgage Underwriter to find ways to say “yes” safely.
  • Reading through pay slips, bank records, and property reports to confirm all the facts.
  • Talking to brokers and agents to get missing info and help move applications forward.
  • Managing your own list of tasks to make sure customers get their loan offers on time.
  • Watching out for dishonest applications or high-risk signs to keep the business safe.
  • Suggesting new ideas to make the application journey smoother as a Mortgage Underwriter.
What We’re Looking For
  • Past experience working as a Mortgage Underwriter in a lending environment.
  • Good knowledge of the mortgage industry and the basic rules for lending in the UK.
  • The ability to look at data and make a firm choice on whether a loan is a good idea.
  • Friendly and clear communication skills when dealing with professional partners.
  • Someone who stays organised even when there are lots of files to handle as a Mortgage Underwriter.
  • Great focus on the small details to make sure all paperwork is correct and follows the law.
  • A Mortgage Underwriter who likes being part of a team and helping others succeed.
 

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